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News & Events
Pension Death Benefits - What You Need To Know
Wed 21st Feb 2018
Introduction Pension freedoms have brought about many changes to the taxation and planning opportunities of pension death benefits. The rules are complex, and care must be taken to review your circumstances and options. Pensions are bit like apples. There are so many different varieties and some are better than others. This blog considers the rules...
How To Save Tax Efficiently
Wed 7th Feb 2018
The one thing about tax years is they end, every April. Something else ends with them – that year’s ISA allowance, all gone, forever. After all, the taxman doesn’t want you to have too much of a good thing. So why are ISAs such a good thing? It’s because you won’t pay any tax on...
DON'T LEAVE IT TOO LATE TO PLAN FOR YOUR RETIREMENT
Mon 29th Jan 2018
It’s estimated that people aged 45 to 54 spend more time planning their summer holidays than they do planning their pension*. However, if you want to be able to enjoy holidays in retirement, then you need to save enough now to be able to afford them. Make the most of pension contributions tax relief To...
Pension Relief at Source and Net Pay
Thu 11th Jan 2018
RELIEF AT SOURCE AND NET PAY: AVOIDING CONFUSION Original article by Bernadette Lewis (of Scottish Widows) with tables updated by Tom Hatley (of Christopher Little & Co) We explain the relief at source and net pay methods for giving tax relief when employee pension contributions are deducted from pay. There’s often confusion about the two...
START 2018 WITH A CLEAR FINANCIAL PLAN FOR THE FUTURE
Thu 30th Nov 2017
When it comes to New Year resolutions one of the hardest to keep is reviewing finances. You promise yourself that this is the year you’ll review your pension/insurance policies/savings and get your financial planning on track. Why is it important to review your financial plan? If you want to be financially secure, both now and...
Autumn Budget Statement 2017
Fri 24th Nov 2017
At a glance First time buyers of residential property outside Scotland will pay no stamp duty land tax on the first £300,000 of the purchase price for a home, provided its value does not exceed £500,000. The personal allowance will rise to £11,850 and the higher rate tax threshold for the UK (excluding non-savings, non-dividend...